I believe there is an approach by which every American who has the desire and motivation to build wealth for the future can do so. Let’s be clear from the beginning: Reaching one’s goal or dream takes time, sometime many years, depending on the dollar amount desired. The other equally important element is some level […]
IS A BALANCED BUDGET NO LONGER IMPORTANT TO OUR GOVERNMENT?
Not too many years ago, many politicians, as well as most candidates for office, both Republicans and Democrats, made a big deal about the excessive increases in our national debt. There was constant emphasis on the importance of balancing the federal budget, and maybe even acquiring a “surplus”. Somehow, in 2019 it no longer seems […]
HOW CAN YOUNG FOLKS FOCUS ON PREPARING FOR FUTURE NEEDS?
As a person raised in a prior century, it’s challenging for me to observe “millennials” raised in today’s digital world with a primary focus on “now”. Their exposure to “new” information and ways of the world arrive primarily through “sound bites” and “bullet points”. It’s not due to any fault of theirs, but most young […]
A FEW WAYS TO REDUCE THE HIGH COST OF A COLLEGE EDUCATION
I am in the middle of completing a series of three books that talk about saving and investing over a period of many years in order to have a secure financial future at the time of retirement. For most young folks, this tropic requires looking far into the future – a future that many cannot […]
HOW CAN YOU REDUCE STRESS WHEN INVESTING IN THE STOCK MARKET?
The stock market has become a regular part of the news cycle. Whether that is because the public wanted it to become so or because the media saw another way to entice audiences is debatable. What is not debatable is that news media and Wall Street firms tend to create huge amounts of anxiety for […]
INVESTING IN THE STOCK MARKET WITH LESS STRESS
In more than three decades of investing in the stock market, both as a private investor and as a professional stock portfolio manager, I have successfully learned how to do so with no greater stress and worry than that of raising a family, paying regular mortgage payments, and trying to stay healthy as the years […]
SAVING FOR RETIREMENT, EVEN WHEN YOU HAVE SUBSTANTIAL DEBTS
Most of us, young and mature folks alike, have debts. Younger folks might be facing college loans, car payments, and credit card debt, all of which can be obstacles to their peace of mind. And those in their late 20’s and beyond can be dealing with mortgages, car loans, credit card debt, medical bills, the […]
CAN I SAVE AND INVEST FOR MY FINANCIAL FUTURE EVEN IF I’M IN DEBT?
How many Americans reach retirement age with minimal or no saving? How many of us go through life paycheck to paycheck, marveling at how others seem to have not only a handle on budgeting but also savings to which we can only aspire? I’ll tell you how many. A lot. In my exuberance to write […]
Welcome to Customize Wall Street
What can you expect to learn on this website that you probably wouldn’t find in other blogs dealing with finance and the economy? I approach my writing differently from many financial “experts.” I am not going tell you how to “hit home runs” or how to beat the stock market. I don’t feel it’s either […]